
The most daunting task of returning to school isn’t time management or studying the work, its paying for college. Each state provides some form of student aid to its students. In most cases, all you have to do to be eligible is to be a U.S. citizen or resident and have lived in the state for 2 years or more. In many cases, this type of grant is intended as a stimulus in order to encourage you to study at in-state schools.
The state of Georgia offers two types of student aid. Need based loans that must be paid back and need based grants that are a gift of the state.
Grants require that you uphold a GPA of 2.0 or higher while loans simply require that you finish college and begin to re-pay the state.
Applying for a loan is very simple and can be done by contacting your financial aid officer. He will set you up with the appropriate financial aid office for your area and you will be able to easily go in and apply. Remember to bring your tax returns, photo identification; social security number and contact information. In most cases you will very easily get a loan because there are no real qualifications that you need.
Grants are slightly harder to earn. First, you will need all of the information listed above. You should be over the age of 16 and should be enrolled in or starting enrollment in a school. All grant information will be handled through your financial advisor and paid directly to the college. Georgia gives need based grants. This means you will receive the money that you need (within limitations.) In most cases, you can expect anywhere from $200 to several thousand per college year. In order to continue to receive grants; you should maintain a high GPA. It is also required that you attend a full time school.
Grants are available for both Graduate and Undergraduate programs. Special attention is given to high priority classes such as teachers and etc. Also, you should remember to apply for your FAFSA because; if you do not qualify for free Federal Aid, you probably won’t qualify for state aid either.



